Coverage that truly works

For You And Your Loved Ones

We Make it Easy

Tailored Health Plans

We design health plans that reflect your organization’s demographics, risk profile, and budget—no off-the-shelf templates, just solutions that fit.

Cost Efficient & Fully Transparent

Our integrated TPA model provides real-time visibility into claims activity and healthcare spend, giving you unmatched clarity and control.

Strategic Risk Management

With built-in stop-loss protection and underwriting guidance, we help shield your business from large claims while maintaining the advantages of self- or level-funding.

Optimized Cash flow

Maximize your capital efficiency. Our integrated TPA services ensure smooth operations while giving you the flexibility to manage retained assets.

Workforce-Centric Benefits

Custom plans mean better adoption, via meaningful, competitive benefits designed with your employees’ actual needs in mind.

Smarter Insights, Better Outcomes

We combine advanced claims analytics and trend monitoring to help you take informed actions—whether it’s launching a wellness program or negotiating smarter renewals or proactive member navigation.

Your Health Strategy, Seamlessly Delivered

A Proven 4-Step Journey: From Tailored Assessment to Trusted Support — We’re With You Every Step

Our Process

Calculate Your Potential Savings

See in real-time how much your organization could save by switching to a self-funded health plan.

Enter Your Current Plan Details

Number of Employees

Average Monthly Premium per Employee

Employer Contribution (%)

0%25%50%75%100%

Expected Claim Utilization

10%25%50%75%100%

Industry Type

Current Plan Type

Your Potential Savings

Potential Refund Eligibility*

$ -

Current Annual Cost*

$ -

Savings Breakdown

Administrative Savings:$ -

Claims Optimization:$ -

Reduced Premium Tax:$ -

* This calculator provides an estimate based on industry averages. Your actual savings may vary based on specific plan details and employee demographics.

Our Process

We make transitioning to self-funded health plans simple and straightforward with our proven approach.

Assessment

We analyze your current health plan, claims history, and workforce demographics to understand your unique needs.

Plan Design

Our experts create a customized self-funded plan that balances cost control with comprehensive coverage.

Implementation

We handle all aspects of transitioning to your new plan, including employee communication and education.

On Going Support

Our team provides continuous administration, claims analysis, and plan optimization to maximize your savings.

Redefining Insurance for Forward-Thinking Employers

OAK Brokerage delivers custom self-funded and level-funded health plans—built with transparency, control, and smarter benefits

See Our Health Plans

What Our Client Say

Businesses across industries have transformed their healthcare approach with our self-funded solutions.

"Clement Auto Group’s partnership with Tall Tree Administrators has been instrumental in enhancing our health benefits management. By leveraging their expertise as a Third-Party Administrator (TPA), Clement Auto Group, which includes 8 locations and 350+ employees, streamlined our claims processing, resulting in faster reimbursements and improved employee satisfaction. Our tailored health plans not only met the specific needs of our workforce but also helped in reducing overall healthcare costs. The dedicated support and efficient communication provided by Tall Tree Administrators allowed Clement Auto Group to focus on our core business operations, while we ensured our employees received the best possible health benefits."
Joey
Clement Auto
"Switching to Oak Brokerage's self-funded plan saved our manufacturing company over $450,000 in the first year alone. The transparency and control we now have over our healthcare spending is invaluable."
Michael Rodriguez
CFO, Precision Manufacturing
"Oak’s innovative solutions allowed us to regain control over our benefits and build trust with our employees."
Sarah Johnson
VP of HR, Techwave Inc.
"Their team walked us through everything. It was easier than we imagined, and the savings were immediate."
David Lee
COO, GreenEnergy Ltd.
"As a General Agency my goal is to align myself and my agents with the best-in-class carriers, vendors, TPA's and partners. With the market being all but saturated with the aforementioned, it has become increasingly difficult to vet and ensure everyone is fulfilling their promises. With over 11 years in the Employee Benefits space I can affirm that Tall Tree Administrators is a Third Party Administrator you can rely on. I have had numerous groups we have moved from other TPA's to TTA and the overwhelming response has been incredibly positive. Implementation is streamlined and efficient, Customer service is prompt and accurate, Claims are processed and paid in a timely manner. I can confidently say that Tall Tree Administrators will take care of your clients with the same care you yourself place on them."
Micah
GAS, Micah Livanos
"Mountain Country Foods has experienced nothing but great service levels while working with Tall Tree as our TPA. Their claim payment is efficient, quick and accurate. They have always responded quickly to any special requests I may have concerning coverage, claim resolution, and legal issues. Compared to previous TPA’s we have used, on a scale of 1 – 10, they definitely rate a 10+."
Steve W
Mountain Country Foods
"Clement Auto Group’s partnership with Tall Tree Administrators has been instrumental in enhancing our health benefits management. By leveraging their expertise as a Third-Party Administrator (TPA), Clement Auto Group, which includes 8 locations and 350+ employees, streamlined our claims processing, resulting in faster reimbursements and improved employee satisfaction. Our tailored health plans not only met the specific needs of our workforce but also helped in reducing overall healthcare costs. The dedicated support and efficient communication provided by Tall Tree Administrators allowed Clement Auto Group to focus on our core business operations, while we ensured our employees received the best possible health benefits."
Joey
Clement Auto
"Switching to Oak Brokerage's self-funded plan saved our manufacturing company over $450,000 in the first year alone. The transparency and control we now have over our healthcare spending is invaluable."
Michael Rodriguez
CFO, Precision Manufacturing

Flexible Solutions for Every Business

Our self-funded health plans are customized to your specific needs and budget.

Small Business

10-99 Employees

Level-funded plan options
Comprehensive stop-loss coverage
Basic reporting and analytics
Employee wellness program
Dedicated account manager

Mid-Size Business

100-499 Employees

Full self-funding options
Customized stop-loss thresholds
Advanced analytics dashboard
Comprehensive wellness program
Dedicated account team
Quarterly strategy reviews

Enterprise

500+ Employees

Fully customized plan design
Optimized stop-loss strategies
Predictive analytics & modeling
Custom wellness initiatives
Executive strategy team
Monthly performance reviews
Multi-location support